If you have been in a car accident and you were the passenger, then you will probably be claiming compensation against the driver’s insurance policy. If the driver is not the one responsible for the accident, your claim is going to be against the other driver’s insurance policy. You may also be able to make a claim in court against both the drivers in certain cases.
Understanding what to do if you are an injured passenger in a car accident is crucial. Being injured in a car accident in New York can be a very traumatic experience, and it is the right thing to file an insurance claim as soon as possible. That is where proper legal help can come in.
Things To Do After The Accident
If you have been a passenger in a car accident, it is critical to collect as much evidence as possible. Having the insurance information of the driver you are going to claim against is crucial. You will also do good if you have the insurance information of all the drivers who are involved in the accident.
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There are other things too that need to be done.
- Get Legal Help
The first thing to do will be to hire professional legal help. All the evidence and documentation that has to be collected needs professional eyes. If you have been injured, even if in a minor way, it is just not possible for you to spend time collecting evidence for your insurance claim right after an accident.
With a lawyer by your side, all the evidence and documentation gets filed properly in a correct manner so that when the time comes, your insurance claim can get filed.
- Get Medical Help
No matter how minor your injuries are, it is a good idea to get medical help. If for nothing else, it will prove that you have been in a car accident. Documentation of your medical issues after being in an accident will help you prove your case in court.
- File Insurance Claim
You will need to file an insurance claim against the driver through the PIP or Personal Injury Protection.
If it is the other driver that was responsible for the accident, then you will need to claim against their insurance. It will probably be through the Property Damage Liability or the Bodily Injury Liability.
There may be certain obstacles you face when you try to file an insurance claim as a passenger in a car accident. This is usually when your injuries do not meet the certain statutes that are in place. Also, if there are multiple cars and drivers involved in the accident, it can prove to be a long and cumbersome process.
- Your Health Insurance Policy
In case you have a health insurance policy to your name, you can get medical bills paid through it. This can prove to be a relief if you have been injured severely and need help to pay your medical bills.
It is critical to take the help of a professional attorney if you have been a passenger in a car accident. It will help you seamlessly do the necessary things.
